Introducing The Portfolio Charts Library


As a creative person inhabiting an engineer’s mind, I’m often a walking contradiction of organization.  On the one hand, a messy desk does not bother me at all and I like having lots of information in front of me to draw from when I work.  But on the other, eventually the collection of stuff reaches a critical mass where I can no longer find what I’m looking for, at which point I decide it’s time to clean up and organize.  That tension between chaos and order is just part of how I think.

Along those lines, while I very intentionally keep Portfolio Charts simple and intuitive in the Assets, Portfolios, and Calculators I realize I’ve reached the point in the Commentary where the old system really isn’t doing the site justice and relevant posts are a bit too difficult to identify and track down.  The logical next step would be to roll out a typical blog archive sorted by date or topic, but keeping with the spirit of designing the site primarily as a set of practical tools I’ve decided to build something a bit more comprehensive.  As you may have already noticed up top, there’s now an entire new section called the Library.

Now Serving Freshly Baked Portfolios


I can’t claim to be much of a cook, and baking is one of those skills that even accomplished cooks can struggle with.  But despite the heat, the effort, and the inevitable mess there’s something truly special about the smell of a freshly baked dessert as it first comes out of the oven.  At that point the stress and frustration just melts away and it all seems worth it.

It took a lot of time and effort, but the Portfolios and Assets pages are now all fully updated.  Get them while they’re still hot!

Kicking Off The New Year With All New Calculators


The New Year is officially underway.  The holiday hangover is starting to wear off, resolutions have been made (and already broken), and bowl games are wrapping up.  But most importantly, new 2016 data is available!  I have actually been feverishly working for over a month now to prepare, and am proud to announce some exciting new updates to each and every calculator:

Minor Calculator Updates And A Note On Data


As Portfolio Charts has grown by leaps and bounds over the last year, so has my sense of responsibility for being a good citizen in the data-sharing community.  In an effort to respect the underlying data that drives the site and to support the sources that provide it, I’ve made a handful of changes to the calculators to hide the detailed annual returns for individual assets:

Sustainable vs. Perpetual: Improving Site Vocabulary


From the many data-packed charts to the carefully-worded posts that seek to explain complicated topics in ways everyone can understand, one of my highest-level goals of the site is to help make portfolio theory a little less confusing.  But as the site grows and I receive more feedback, I occasionally discover that my earlier choice of terms actually trips people up.  So when I run across a situation like my calculator naming convention not scaling properly to a larger audience, I occasionally have to backtrack for a moment to clear things up.

Magnificent Mid Caps And Important Asset Updates


I remember the first time I tried raspberries as a kid.  They were straight out of my grandmother’s garden, but were complete mysteries to me.  All I knew was that the plants had thorns and that I should avoid them, but after one bite I wondered why they weren’t in every meal!  When my entire paradigm for fruit consisted mostly of Life Saver flavors, getting new information was a revelation.

Even later in life, I think that same sense of discovery still motivates me and getting new information is always an exciting moment.  Sometimes it reinforces your old ideas, and sometimes it tears them down entirely.  For me, just like when I was a kid the most interesting outcome is when it opens up new possibilities you never even considered.  It’s not that you were wrong, it’s just that you had no idea there was another way.

In that same spirit, today I made a bunch of data updates to the site touching almost every calculator, portfolio, and asset.  Some changes are minor, others include important improvements to older data sets, and a few completely new stock indices may change the way you look at portfolio construction.

Benchmark Calculator Correction


An observant reader alerted me today to a minor bug in the Benchmark calculator where the growth chart was improperly shifting one series a year to the right.  In the process of fixing that, I also found another error where the 2015 data wasn’t properly integrated into the charts.  Both issues have been corrected.

I really appreciate when people find issues like this and bring them to my attention.  If you see anything that looks strange in any of the calculators, please don’t hesitate to contact me.  Even if it’s not actually an error, I’m happy to explain how things work.