The Rick Ferri Core Four is a portfolio proposed by Rick Ferri, an investment adviser and frequent contributor at Bogleheads.org. His book All About Asset Allocation is a great guide for index investors of all types.
- 48% Total Stock Market (GER)
- 24% World Total Stock Market
- 20% Intermediate Term Bonds (GER)
- 8% REITs (USA)*
(*) If a USA REIT fund is not available, a broad global REIT fund is a good alternative. US real estate makes up a large percentage of global REITs so the numbers should be pretty close in normal portfolio percentages.