Pinwheel Portfolio

The Pinwheel Portfolio by Tyler provides broad asset diversification that builds upon the four traditional asset classes with performance-enhancing tilts.

Asset Allocation


  • 15% Total Stock Market
  • 10% Small Cap Value
  • 15% International Stocks
  • 10% Emerging Markets
  • 15% Intermediate Bonds
  • 10% Cash
  • 15% REITs
  • 10% Gold
Local Interpretations

Find country-specific versions and appropriate ETFs using the Performance charts.

Author


<strong>Tyler</strong>
Tyler

I’m a mechanical engineer, investing researcher, spreadsheet aficionado, and the author of Portfolio Charts. The Pinwheel Portfolio is a portfolio idea born of my ongoing exploration.

Overview


Browse enough portfolios and you’ll start to notice a pattern where a large number of financial professionals all recommend the same common assets — domestic stocks, international stocks, intermediate bonds, and real estate. The Pinwheel Portfolio adopts each of those four assets in equal weights, and adds one complementary asset of each type to boost returns and minimize risk.

  • Domestic Stocks > Small Cap Value
  • International Stocks > Emerging Markets
  • Intermediate Bonds > Cash
  • Real Estate > Gold

The end result is a uniquely balanced portfolio with an intelligently modern twist on a traditional 4-asset foundation. Featuring high returns and healthy withdrawal rates, it’s a good portfolio choice for both accumulators and retirees. And it’s also an easy evolution for many investors looking to add new assets to the ones they already own.

Featured Discussion

Books


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Articles


Insights that mention the Pinwheel Portfolio

Alternatives


Portfolios with a similar structure or design intent

Core-4 Portfolio — The same four primary assets in different percentages

Swensen Portfolio — Similar portfolio structure with fewer assets to manage

Golden Butterfly — Another original idea designed for portfolio consistency

Performance


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