The Three-Fund Portfolio is an investing staple on the fantastic forums at Bogleheads.org. While the allocation percentages are not static and may vary by individual investor, the one represented here is perhaps the most popular starting point.
- 40% Total Stock Market
- 20% World Total Stock Market ¹
- 40% Intermediate Term Bonds
1) The calculations assume that US investors use a World Ex-US fund while investors living in other countries use a World fund including the US.