It seems like only yesterday that I was first dipping my toes into the crowded waters of the financial blogosphere with no idea how to swim. But time really does fly, and Portfolio Charts just turned five years old! The site has grown leaps and bounds over the years and it’s amazing to see how far it has come. It’s truly a labor of love, and the intertwined journeys of personal education and creatively-shared knowledge have been tremendously rewarding for me and hopefully informative for you as well.
To celebrate the big day I thought it might be appropriate to briefly talk about the origins of Portfolio Charts, share how you can help guide the future, and initiate a fun challenge to mark the occasion.
The technology gods really threw me a curveball this week. Microsoft rolled out a stealth update of their online Excel tools with what I’ll politely call a bunch of new “quirks”, and many of the site calculators that worked fine for years suddenly were unable to do even the simplest tasks like display numbers correctly. I admittedly push spreadsheets to their graphical limits and have always navigated little bugs the best that I can. But this one was beyond simple formatting issues and quick fixes.
One of the things I’ve learned over the years, however, is not to get too hung up on things you can’t control. So instead of dwelling on what clearly doesn’t work right now, I decided to take this as an opportunity to focus on what I’m good at and step up my visualization game. The end result is a bunch of revamped charts that both work like a charm and should hopefully be even easier to use and understand.
Happy New Year!
The rolling of one year to another is an annual ritual full of champagne, fireworks, and overall good times. But far beyond the resolutions that may or may not last, January 1st is a particularly important date for me as it means there’s another year of data to collect, process, and study. And make no mistake, this is no ordinary year. With 2019 now in the books, Portfolio Charts can finally lay claim to a full 50 years of portfolio history!
I figure a landmark that big deserves something special to mark the occasion, so I’m excited to roll out something I’ve been working on for a very long time. Data depth is nice, but the thing that really sets Portfolio Charts apart is the breadth of asset options and the number of home countries covered. So in addition to adding that 50th year of history, I think it’s time to share my latest creation and truly open the numerical floodgates.
What if I told you I’m doubling the number of home countries, adding new assets like European stocks and a bunch of new bond options, and completely reworking every tool to unlock countless additional portfolio possibilities?
Interested? Of course you are! So let’s start 2020 with a bang.
It has been a terrific year both for me personally and also for Portfolio Charts, and I hope you feel as blessed as I do. I’ve been frantically working behind the scenes for the last several weeks preparing for some exciting new features for the New Year, so in lieu of a lengthy new post I thought I might celebrate the holiday season by sharing a few of the most popular Portfolio Charts articles from the past year.
If you’re new to the site and are interested in a quick rundown of what it’s all about, look no further! And if you’re a veteran reader looking for a good article to share with friends and family to help them think about investing from a new perspective, I’ve got your back. Without further ado, here are the top-5 most popular articles of the year by pageviews sorted in chronological order.
I wouldn’t exactly call myself a minimalist, but I’ve definitely come to appreciate the measurable mental, physical, and financial benefits of not having to deal with so much stuff. And as you might imagine, I’m also a big fan of data when more is almost always better. So when those two worlds collide interesting things are bound to happen.
I imagine it sounds hard to believe in today’s hyper-monetized internet, but in years of writing about asset allocation I’ve never made a dime from the effort. It’s certainly not from a lack of opportunities, but building a money generating machine has always been way down my list of priorities compared to other more important goals like living a happy life and helping as many people as possible learn about the immense benefits of modern asset allocation techniques. Portfolio Charts is something that I really care about, and turning one’s passion into a business has a way of inevitably killing the joy. So I have always researched data sources, created new tools, and published it all for free not because I expected something in return but because it just felt right.
One valuable thing I do consistently receive from Portfolio Charts is a sense of community. I’ve always appreciated every post, tweet, and email, and over the years I’ve been blessed to hear from scores of people who have offered all kinds of encouragement and new ideas. Many of those eventually become new features, but one of the most common requests has been something I’ve intentionally kept on the back burner.
“How can I give back?”
Over the past week you may have noticed a few changes here at Portfolio Charts. The most significant is how the articles are sorted, as the old Discussion section has given way to the new Insights page with a fancy new look. There’s a lot more going on behind the scenes beyond a pretty new interface, so let’s talk briefly about how it works and what it means for the future.
Innovation and progress often come in waves, and for whatever reason the stars have aligned the past few months and it has been an incredible time for new ideas. Between the necessity of a few design problems, the learning process of my own experiments, and the inspiration of an assortment of well-timed serendipitous feedback, things have really escalated quickly and I have some exciting new updates to share.
It has been a hectic week at Portfolio Charts, and if you haven’t visited recently you’ll find a pretty significant update that should keep you busy for a while. Portfolios are what we’re all here for, but any good chef knows that even the best recipe won’t get you very far if you don’t understand how to select the right ingredients. So who wants to learn more about assets?
The New Year may already be a few weeks old, but from my perspective 2019 is just getting started. It’s new data time! And this year I have an extra surprise, as not only do I have another year of portfolio results to share but I’ve also designed a much improved way to navigate all the different asset options. So let’s all raise a glass to portfolio returns of years past and get this party started.