This is the simplest portfolio William Bernstein discusses in his famous book The Intelligent Asset Allocator. The book is widely recommended not only for this portfolio, but also for its technical and thorough discussion on diversification and portfolio construction in general.
- 25% Large Cap Blend
- 25% Small Cap Blend
- 25% International Stocks
- 25% Short Term Bonds
Change the home country to translate the portfolio to local assets, currency, and inflation