Merriman Ultimate

According to Paul Merriman, the Ultimate Buy-and-Hold Strategy “creates a sophisticated portfolio with worldwide stock diversification by adding value stocks, small company stocks and real estate funds to a traditional large-cap growth stock portfolio.”

merriman-ultimate

Asset Allocation

  • 6% Large Cap Blend
  • 6% Large Cap Value
  • 6% Small Cap Blend
  • 6% Small Cap Value
  • 6% Int’l Large Cap Blend
  • 6% Int’l Large Cap Value
  • 6% Int’l Small Cap Blend
  • 6% Int’l Small Cap Value
  • 6% Emerging Markets
  • 28% Intermediate Bonds¹
  • 12% Short Term Bonds
  • 6% REITs

Notes

  1. Merriman specifically calls for 8% TIPS.  I don’t have good data for this asset, but in an effort to maintain his design intent I added it to the intermediate term bond allocation.  Be sure to read Merriman’s explanation for why he chooses the funds he does.

Performance

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